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Medical Student Financial Services

COM Scholarships & Loans



 College of Medicine Merit Scholarships

Merit scholarships are offered to entering medical students based on a review of a student’s total application, including the academic record and personal qualifications. All applicants accepted by the College of Medicine are automatically considered for a merit scholarship, whether or not they submit a financial aid application.

Unless otherwise stated in the offer letter, merit scholarships are renewed annually if the recipient remains in good academic standing. Recipients of these scholarships are notified by the MD Admissions Office.

 College of Medicine Need Based Scholarships

The Office of Student Financial Services awards scholarships to medical students who demonstrate high financial need.  These scholarships range from $4,000 - $6,000, and they are awarded one academic year at a time.  Thus, students must demonstrate on-going financial need in order to be considered annually for renewal.  Parental financial information must be voluntarily provided in the application process in order for a medical student to be considered each year for funding.  Visit our new student instructions page for complete details on the application process.  Students who receive a need-based scholarship are notified during the summer via their financial aid offer made available at

Schiff Family Foundation Endowed Scholarship Fund in Primary Care 

The Schiff Scholarship Fund at the University of Cincinnati College of Medicine is used to support students from the greater Cincinnati area* who have an interest in pursuing a career in primary care medicine (i.e. family medicine, general pediatrics, medicine-pediatrics, or family medicine-psychiatry.)

The scholarship for entering M.D. students is $25,000 in year one, and $75,000 awarded across years three and four of medical school.  In addition, recipients of the award are expected to practice post-residency in a primary care field for an amount of time equivalent to the number of years in medical school for which the student received scholarship assistance (i.e. four years for the $100,000 award).

Recipients of this scholarship are expected to fulfill the intent described above.  If a recipient decides later to practice in a non-primary care specialty as described above, it is the desire of the donor that the College of Medicine and its fund raising staff make attempts to secure commitments from the recipient in an amount that is at least equal to the net amount of funding received to remit back to the Schiff Scholarship Fund.

Eligibility Requirements:
In order to apply for the Schiff Scholarship Fund, you must meet the following requirements:
  • Have a demonstrated interest in Primary Care medicine
  • Be a resident of the greater Cincinnati area* prior to beginning medical school
  • Be accepted to Cincinnati Medicine as an incoming student or have received an invitation to interview at Cincinnati Medicine at the time of the application

*The greater Cincinnati area is defined as:
Indiana: Dearborn County, Ohio County, Union County
Kentucky: Boone County, Bracken County, Campbell County, Gallatin County, Grant County, Kenton County, Pendleton County
Ohio:  Brown County, Butler County, Clermont County, Hamilton County, Warren County

How to Apply:

In order to be considered for this scholarship, you must:

  • Complete the Schiff Scholarship application found on this link:   2020 Schiff Scholarship Application - UCCOM
  • Submit ONE Letter of Recommendation from a primary care physician. This letter cannot come from a first degree relative.
  • Priority Deadline: January 31, 2020 (applications received by this date receive first consideration while applications received afterward will be reviewed as possible)

Completed application forms should be sent as PDF file to with the subject line "Schiff Scholarship Application." Please include your last name as part of the file name. Letters of Recommendation may be emailed directly from the letter writer to with the subject line "Schiff LOR (Student Last Name)"

If you have any questions about the Schiff Scholarship Fund including eligibility requirements and the application process, please contact the UC College of Medicine Admissions Office:


University of Cincinnati Long-term Loans

Based on financial need. Students wishing to be considered for this loan must submit both student/spouse and parental financial information.  

Interest Rate:
7%. Interest does not accrue while recipients are in medical school, during a 9-month grace period or during residency deferment.

Recipients are eligible for up to three years of deferment during residency where monthly payments are not required and interest does not accrue.

$6,000 annual limit (with $24,0000 maximum possible over four years).

How to apply:
Indicate you wish to be considered for a UC Long-term Loan on the UC Financial Aid Application submitted annually through MedOneStop.

  Students who are eligible for this loan are notified annually during the summer via their financial aid offer made available at  To accept the loan, students will be invited by the Office of Student Financial Services to attend an in-person signing session during the first few weeks of fall term.  At this session students complete a promissory note and required disclosures.