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Medical Student Financial Services

Continuing Student Financial Aid Instructions:  2021 - 22

The instructions below are also available for download - 21-22 Continuing Student Instructions


The Free Application for Federal Student Aid (FAFSA)



Complete the 2021-2022 FAFSA at  The medical school shares a federal school code (003125) with the University of Cincinnati main campus.

Students who wish to receive consideration for UCCOM institutional need-based scholarships and/or need-based loans must include parental information on the FAFSA.  Answer 'Yes' to the question "Do you want to answer questions about your parents?" found in the Dependency Status section of the FAFSA. Students who respond 'No' will still receive full consideration for federal student loans.

IRS Data Retrieval Tool

If you filed a federal tax return for 2019, you should use the IRS Data Retrieval Tool (IRS DRT) when you complete the FAFSA.  To do so, click the 'Link to IRS' button when prompted in the Financial Information section of the FAFSA.  Applicants who do not utilize the IRS data retrieval process and are later selected for Verification will have to request a tax transcript from the IRS or document their status as a non-filer.

Statement on FAFSA and Divorced or Separated Parents


Students who wish to be considered for institutional need-based financial aid must supply parental information on the FAFSA.  If your parents are divorced or separated and don't live together, answer the questions about the parent with whom you lived more during the past 12 months (and include your stepparent if that parent is remarried).  If you did not live with one parent more than the other over the past 12 months, give answers about the parent who provided more financial support during the past 12 months or during the most recent year that you actually received support from a parent.

UCCOM Financial Aid Application


Complete this application at MedOneStop. Login using your ID and password and follow the links under "Financial Aid".  When the application is complete, click "Submit" to upload it to the College of Medicine Office of Student Financial Services.  Submit this application by March 15, 2021.

2019 Federal Tax Returns




If you apply for need-based aid, you must also submit SIGNED copies of 2019 Federal Tax Returns (i.e. 1040 with all schedules) and W-2's for yourself, your parents, and  your spouse if you are married to the College of Medicine Office of Student Financial Services.  If you, your spouse, or your parents did not file a federal tax return for 2019, you must complete the 2021-22 Tax Waiver Statement, available on our website under Forms.  Signed documents may be submitted via email (, fax (513-558-1100), or mail (address to the left on this page).

March 15, 2021 Application Deadline

The deadline to complete the financial aid application process outlined above is March 15, 2021.  You can check on the status of your application at MedOneStop. Click on "Financial Aid" and follow the links. 

Award Offer Notification

In July, you will receive an email notification when your official award offer is available online for you to view and accept. This notification will be sent to your UC email account and will direct you to the 'My Finances' tile at

Annual Student Loan Acknowledgment  NEW!!!  Direct Loan borrowers must now annually complete the U.S. Department of Education's "Annual Student Loan Acknowledgment" before receiving funds.  This is a new requirement from the federal government taking effect with the 2021-2022 academic year.  You will complete this step at under 'Complete Aid Process' in addition to accepting your loan amount(s) as described below.


Accept Federal Direct Unsubsidized Stafford Loan

Upon viewing your official award offer in Catalyst , you may then accept the amount of Federal Direct Unsubsidized Stafford Loan funds you wish to borrow for the upcoming year. Accept only what you are sure you will need. We recommend students borrow conservatively and then request increases from their unused loan funds later in the year if needed.  

Note: Students that are awarded UCCOM need-based financial aid must accept a minimum of $20,000 from the Federal Direct Unsubsidized Stafford Loan during the same academic year in order to receive their institutional funds.  Students who borrow less than the $20,000 threshold will forfeit any UCCOM need-based aid. 

Accept Federal Direct Grad PLUS Loan If you need to borrow above the annual amount of your Federal Direct Unsubsidized Stafford loan, the next level of borrowing is the Federal Direct Graduate PLUS Loan. To receive this loan, you must submit a 'Grad PLUS Loan Request Form' to the College of Medicine Office of Student Financial Services.  It is available in the Forms section of our website. This form can be submitted throughout the academic year. If you do not use your full eligibility, you may request additional funds later in the year.

If this is the first year you are borrowing a Direct Graduate PLUS Loan, you will need to also complete a Master Promissory Note (MPN) specific to this loan program.  To do so, visit and select "Complete Aid Process" and then "MPN for Graduate/Professional Students".